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Guidance
Great British Insulation Scheme – A Complete Guide
- From: Kevin Smith
- Published 8 October 2024
The Great British Insulation Scheme (GBIS) is the UK government’s latest initiative to help households reduce their energy bills by providing free or subsidised insulation. With the rising cost of energy, this scheme aims to ease the financial burden on families while also promoting energy efficiency and reducing carbon footprints. But what exactly does it entail, and who is eligible? Let’s dive deep into the details and see how this scheme can benefit you.
Why Was the Great British Insulation Scheme Introduced?
The UK government introduced the Great British Insulation Scheme in response to the increasing energy crisis and the need for more sustainable living solutions. As of 2023, over 60% of British homes still lack adequate insulation. Poorly insulated homes are like leaky buckets—no matter how much you try to keep warm, the heat escapes, and you end up spending more on energy bills. The GBIS aims to plug these leaks, ensuring homes retain heat better, leading to a reduction in energy consumption and costs.
How Does Insulation Help Save Energy?
You might wonder, how does insulation make such a big difference? Think of your home as a thermos flask. Just as the flask keeps your coffee hot by preventing heat loss, insulation works to keep your home warm. By adding insulation, you create a barrier that reduces the amount of heat that escapes in winter and keeps the cool air inside during summer. This means your heating system doesn’t have to work as hard, which can significantly reduce your energy bills.
The Benefits of Insulating Your Home
Insulating your home isn’t just about saving money; it’s also about comfort and sustainability. Here are some of the key benefits:
- Lower Energy Bills: Proper insulation can save households up to £315 per year on energy bills, depending on the size and type of property.
- Increased Comfort: Insulated homes maintain a more consistent temperature, reducing cold drafts and hot spots.
- Reduced Carbon Footprint: By using less energy, you reduce your home’s carbon emissions, contributing to a more sustainable future.
- Improved Home Value: Homes with better energy efficiency ratings tend to have higher property values.
Who is Eligible for the Great British Insulation Scheme?
The GBIS is designed to be inclusive, but there are specific eligibility criteria to ensure that those who need it most receive support. Here’s a quick rundown:
1. Low-Income Households
Low-income households, especially those in receipt of certain benefits like Universal Credit or Pension Credit, are prioritised under the scheme. The government recognises that these households are often the most vulnerable to rising energy costs and need additional support to keep their homes warm.
2. Elderly and Disabled
Households with elderly residents or individuals with disabilities are also eligible for the scheme. These groups often have higher heating needs, and the GBIS aims to ensure that their homes are adequately insulated for health and comfort.
3. Social Housing Tenants
If you live in social housing, you may qualify for the scheme if your property has a low energy efficiency rating (EPC rating of D or below). The government is keen to improve the living conditions in social housing to ensure all residents enjoy a warm and comfortable environment.
4. Homeowners and Private Renters
While the scheme primarily targets low-income households, homeowners and private renters are also eligible under certain conditions. The main requirement is that the property must have a low energy efficiency rating and the occupant must meet the income criteria
Types of Insulation Covered by the GBIS
The GBIS offers various types of insulation to cater to different types of properties and needs. Here’s a breakdown of the types of insulation you can get under the scheme:
1. Cavity Wall Insulation
Most homes built after 1920 have cavity walls, which consist of two layers of brick with a gap (or cavity) between them. Cavity wall insulation fills this gap, reducing heat loss. On average, insulating cavity walls can save a home up to £160 per year.
2. Loft Insulation
Heat rises, and in an un-insulated home, a quarter of heat is lost through the roof. Loft insulation can save up to £240 a year in heating costs. The GBIS covers loft insulation, ensuring your home retains as much heat as possible.
3. Solid Wall Insulation
Older homes (built before 1920) typically have solid walls. Insulating solid walls (both internal and external) is more expensive but offers the most significant savings—up to £375 annually.
4. Floor Insulation
While less common, floor insulation can also help in reducing heat loss, especially in older homes with suspended timber floors. This type of insulation can save up to £60 per year.
How to Apply for the Great British Insulation Scheme
Applying for the GBIS is straightforward. Follow these steps to get started:
Step 1: Check Your Eligibility
Before anything else, you need to check if you meet the eligibility criteria. This can be done online through the government’s GBIS portal or by contacting your local council.
Step 2: Get an Energy Assessment
If you’re eligible, the next step is to get an energy assessment of your home. An accredited assessor will visit your property to determine its current energy efficiency and identify what type of insulation is needed.
Step 3: Choose an Approved Installer
Once the assessment is complete, you will be given a list of approved installers. It’s essential to choose an installer from this list to ensure the work meets government standards and is covered by the scheme.
Step 4: Install the Insulation
After selecting an installer, they will schedule a date to carry out the insulation work. The process can take anywhere from a few hours to a couple of days, depending on the type and amount of insulation required.
Step 5: Enjoy the Benefits
Once the insulation is installed, you can start enjoying the benefits of a warmer home and lower energy bills. Don’t forget to regularly review your energy consumption to see the savings!
Estimated Savings from Insulation Types
Insulation Type | Average Annual Savings (£) | Installation Cost (Subsidised) |
Cavity Wall Insulation | £160 | Free to £250 |
Loft Insulation | £240 | Free to £300 |
Solid Wall Insulation | £375 | Free to £500 |
Floor Insulation | £60 | Free to £200 |
Common Myths About the GBIS
There are a few misconceptions floating around about the GBIS. Let’s clear some of them up:
Myth 1: The Scheme is Only for Homeowners
False! The GBIS is open to homeowners, renters, and social housing tenants alike, provided they meet the eligibility criteria.
Myth 2: Insulation Work is Invasive and Messy
While any home improvement work comes with some level of disruption, the insulation work under GBIS is generally quick and hassle-free. Professional installers ensure minimal disruption to your daily life.
Myth 3: You Must Pay Upfront
The GBIS covers most, if not all, of the costs associated with the insulation work, especially for low-income households. In cases where costs are incurred, they are significantly subsidised.
How to Maximise Your Savings Beyond Insulation
While insulation can significantly reduce energy bills, there are other steps you can take to further maximise your savings:
1. Upgrade Your Boiler
An old boiler can be a major energy guzzler. Replacing it with a modern, energy-efficient model could save you an additional £300 a year.
2. Install Energy-Efficient Windows
Double or triple-glazed windows can prevent heat loss, reducing your reliance on heating systems. This simple upgrade can save you up to £200 annually.
3. Use Smart Thermostats
Smart thermostats allow you to control your heating more efficiently, potentially saving another £75 each year.
The Environmental Impact of the GBIS
Beyond personal savings, the GBIS plays a crucial role in helping the UK meet its carbon reduction targets. By improving the energy efficiency of homes, the scheme helps lower national energy consumption and reduces greenhouse gas emissions. Every insulated home is a step towards a greener, more sustainable future
Conclusion
The Great British Insulation Scheme is more than just an opportunity to save money—it’s a pathway to a more comfortable, energy-efficient, and environmentally friendly home. Whether you’re a homeowner, renter, or social housing tenant, the GBIS offers valuable support in reducing your energy bills and carbon footprint. So, why wait? Check your eligibility today and take the first step towards a warmer, more cost-effective home.
Frequently Asked Questions
Yes, you can apply for multiple types of insulation under the GBIS, provided your home qualifies for them.
The application process can take between 4 to 6 weeks, from eligibility assessment to installation. However, this can vary depending on demand and availability of installers.
Currently, there is no set deadline, but it’s advisable to apply sooner rather than later as funding and resources may be limited.
